Invoicing guides
How to invoice properly, get paid on time, and handle tax wherever you are. 49 guides and counting — written for the person who does the work and the billing.
Invoicing basics
What goes on an invoice, and why
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How to number your invoices so nothing goes missing
Sequential, never reused, never restarted mid-year. A numbering scheme that survives an audit and still makes sense to you.
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Invoice vs estimate vs quote: which one to send
An estimate can move, a quote cannot, and an invoice demands payment. Sending the wrong one is how arguments about price start.
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What to put on an invoice (and what gets it rejected)
The eight things every invoice needs, the three that get it queried by an accounts team, and what changes once you are registered for tax.
Getting paid
Terms, chasing, and the awkward conversations
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Should you charge a late payment fee?
Yes, if your terms say so before the work starts — and in many countries you have a statutory right to interest even if they do not.
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Getting paid on time by large companies
Find the payment run date, get a PO number before you invoice, and send to accounts payable rather than your contact.
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Should you accept part payment?
Usually yes, in writing, with the remainder on named dates — money now beats principle later.
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How to invoice for work you have already been paid for
Send a receipt, not an invoice — an invoice asks for money that has already arrived and confuses everyone's books.
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Payment terms explained: Net 30, Net 15 and due on receipt
What each term actually commits your client to, which one to use, and why shorter terms do not always mean faster money.
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What to do when a client refuses to pay
Separating a cash-flow problem from a dispute from a refusal, and what actually works for each.
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Deposits: how much to ask for and when
Between 25% and 50% on anything where you buy materials, taken before you order them.
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How to chase a late invoice without losing the client
A four-step escalation that starts friendly and ends firm, with the wording for each stage and the point where you stop being polite.
Tax by country
GST, VAT and sales tax on your invoices
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VAT invoice requirements in Ireland
What has to appear on a VAT invoice in Ireland, which rates apply, and the local rule that catches people out.
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GST invoice requirements in New Zealand
What has to appear on a GST invoice in New Zealand, which rates apply, and the local rule that catches people out.
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SST invoice requirements in Malaysia
What has to appear on a SST invoice in Malaysia, which rates apply, and the local rule that catches people out.
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VAT invoice requirements in South Africa
What has to appear on a VAT invoice in South Africa, which rates apply, and the local rule that catches people out.
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GST invoice requirements in Singapore
What has to appear on a GST invoice in Singapore, which rates apply, and the local rule that catches people out.
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VAT invoice requirements in the UAE
What has to appear on a VAT invoice in the UAE, which rates apply, and the local rule that catches people out.
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VAT (USt) invoice requirements in Germany
What has to appear on a VAT (USt) invoice in Germany, which rates apply, and the local rule that catches people out.
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GST/HST invoice requirements in Canada
What has to appear on a GST/HST invoice in Canada, which rates apply, and the local rule that catches people out.
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GST invoice requirements in Australia
What has to appear on a GST invoice in Australia, which rates apply, and the local rule that catches people out.
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VAT invoice requirements in the United Kingdom
What has to appear on a VAT invoice in the United Kingdom, which rates apply, and the local rule that catches people out.
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GST invoice requirements in India
What has to appear on a GST invoice in India, which rates apply, and the local rule that catches people out.
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Sales Tax invoice requirements in the United States
What has to appear on a Sales Tax invoice in the United States, which rates apply, and the local rule that catches people out.
By trade
How invoicing actually works job to job
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How consultants should invoice: a practical guide
What to itemise, when to send it, how to price it, and the one thing consultants most often get wrong on an invoice.
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How tutors should invoice: a practical guide
What to itemise, when to send it, how to price it, and the one thing tutors most often get wrong on an invoice.
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How designers and freelancers should invoice: a practical guide
What to itemise, when to send it, how to price it, and the one thing designers and freelancers most often get wrong on an invoice.
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How photographers should invoice: a practical guide
What to itemise, when to send it, how to price it, and the one thing photographers most often get wrong on an invoice.
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How gardeners and landscapers should invoice: a practical guide
What to itemise, when to send it, how to price it, and the one thing gardeners and landscapers most often get wrong on an invoice.
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How cleaners should invoice: a practical guide
What to itemise, when to send it, how to price it, and the one thing cleaners most often get wrong on an invoice.
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How mechanics should invoice: a practical guide
What to itemise, when to send it, how to price it, and the one thing mechanics most often get wrong on an invoice.
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How carpenters and joiners should invoice: a practical guide
What to itemise, when to send it, how to price it, and the one thing carpenters and joiners most often get wrong on an invoice.
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How painters and decorators should invoice: a practical guide
What to itemise, when to send it, how to price it, and the one thing painters and decorators most often get wrong on an invoice.
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How builders should invoice: a practical guide
What to itemise, when to send it, how to price it, and the one thing builders most often get wrong on an invoice.
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How plumbers should invoice: a practical guide
What to itemise, when to send it, how to price it, and the one thing plumbers most often get wrong on an invoice.
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How electricians should invoice: a practical guide
What to itemise, when to send it, how to price it, and the one thing electricians most often get wrong on an invoice.
Estimates & quotes
Pricing work before you do it
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How to write a quote that wins the job
Price is rarely why you lose. Clarity, speed and a visible scope win more work than being cheapest.
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How to price a job when you are starting out
Work out your real hourly cost first — including unbillable time — then price the job, not the hours.
Running the business
Records, backups and keeping it simple
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How long to keep invoice records
Five to seven years in most countries — six from the annual return under India's GST rules, six years for UK VAT, generally three for the US IRS with longer in some cases.
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Do you need the internet to send an invoice?
To create one, no. To deliver it by WhatsApp or email, yes — but you can build and save it offline and send the moment you have signal.
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What "no account required" actually means
There is no sign-up, no password and no user record anywhere — which also means no password to leak and nothing to delete on request.
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Is it safe to keep business records only on your phone?
Safer than most people assume from a privacy angle, and riskier than they assume from a loss angle. The fix for the second is a backup, not a cloud account.
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What to look for in an invoice app
Speed to first invoice, whether it works without signal, what happens to your data if you stop paying, and whether the PDF looks like it came from a real business.
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Moving your invoices to a new phone
Export a backup file on the old phone, send it to yourself, restore it on the new one. No account, and nothing passes through a server.
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What to do when you lose your phone and your invoices are on it
If you exported a backup you restore it in two minutes. If you did not, the records are gone — which is why the export exists.
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Invoice apps without a subscription
They exist, but check what the free tier actually restricts — a monthly cap on invoices is the most common limit and the one that bites soonest.
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Invoice apps and ads: why free usually is not
If an app is free and shows ads, the ads are the product and your usage is the inventory. In a business app that means your working time is being sold.
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Do you need accounting software or just an invoice app?
If you send invoices and hand a summary to an accountant once a year, an invoice app is enough. If you need payroll, bank reconciliation or statutory filing, you need accounting software.
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Tracking which invoices are unpaid
You need one screen that shows outstanding totals by client and by age. Without it, chasing is guesswork and something always slips.
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Why an offline invoice app beats a cloud one
Your invoices contain your clients' names, addresses, phone numbers and what they paid you. An offline app keeps that on your phone, where no breach, outage or price rise can reach it.